- the Commercial Edge
- Posts
- đ A Business Model Calms Chaos
đ A Business Model Calms Chaos
Why building a simple financial model puts solopreneurs back in control
Read time: 5 min
Most solopreneurs I meet donât have a financial model.
They have a rough idea of what they charge.
A gut feel for how much they work.
And maybe a spreadsheet someone gave them once⊠that they havenât opened since March.
But without a working model, youâre not running your business. Youâre reacting to it.
You donât need more hustle. You need a model that tells the truth.
Iâve worked with dozens of solopros and small consultancies who were doing all the thingsâbut still felt scattered.
They didnât have a people problem.
Or a pricing problem.
They had a clarity problem.
Once they built a model, even a basic one, they could see exactly:
Where the profit was hiding
What their team or hours actually needed to look like
Whether their offers were commercially viable
And if their strategy passed the bullshit test
Suddenly, they werenât guessing anymore.
They were deciding.
Hereâs how I use mine.
I donât come from a finance background, and in fact I used to avoid the numbers because it felt overwhelming.
But when I built my own model, just a simple, constraint-led tool, I could finally make decisions without spiralling.
I could ask:
Can I afford to take Fridays off next quarter?
What needs to be true to hit a $15K/month baseline?
What happens if I retire Offer B and double down on Offer A?
The model didnât just give me answers.
It gave me permission to cut what wasnât working and invest where it mattered.
What a good model actually does:
Acts as a decision filter
Should I launch this? Hire help? Say yes to that project? â Check the model.
Stops emotional spiralling
âI feel like itâs all too much.â â âActually, Iâm fine for another 3 months if I hit 2 sales.â
Protects your time and energy
You start doing less. But smarter.
Gives you cash confidence
You know what you can afford, whatâs coming, and whatâs fluff.
How to build your model in 3 steps (No MBA required)
1. Start with a non-negotiable constraint
This is your anchor.
Maybe itâs take-home pay. A time cap. A revenue goal.
Pick one. Everything else bends around it.
2. Map your revenue + margins
What are you actually selling?
How much do you really keep after delivery?
Even this step alone is eye-opening. Many people discover their best-selling offer is barely breaking even.
3. Back into your expenses
Now you can ask:
What can I afford to pay myself and others?
Where am I leaking cash?
Is this business actually worth it?
Done right, this takes about 90 minutes.
Building a model wonât restrict you.
It will liberate you.
If youâre stuck in indecision, overwhelmed, or spread too thinâbuild a model.
Not a perfect one.
A useful one.
Youâll stop saying yes to things âjust in case.â
Youâll start acting like the CEO of your businessânot just the technician inside it.
Want to build your model with me?
I run Financial & Commercial Clarity Coaching â a fast, founder-led process to get your model built and working.
No finance jargon, just working towards clarity and confide together.
Keep thinking commercially & thanks for being here,
Taural
Helping experts think commercially and act decisively.
